Kosh & Fin Episode 12 cover: Direct or regular fund, which is cheaper? Kosh and Fin in a study room with a laptop showing a SIP app.

Direct or regular mutual fund: which is cheaper? Kosh & Fin Ep 12

From 1 November 2026, direct plans are the default on fund houses' own apps and websites. Kosh & Fin explain why direct and regular are the same fund at different ... Read MoreRead More

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Kosh & Fin Episode 11 cover: Credit card on UPI, handy or a trap? Kosh and Fin at a chai café with a UPI QR code.

Credit card on UPI: handy or a trap? Kosh & Fin Ep 11

Only RuPay credit cards work on UPI, only for shops, and every scan is still a loan. Kosh & Fin explain what you can pay for, what's free and how ... Read MoreRead More

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Kosh & Fin Episode 10 cover: Emergency Fund, Your Money Airbag. Kosh smiles beside Fin.

Kosh & Fin Ep 10: Emergency fund, your money airbag

Fin thinks his credit card is his emergency fund. Kosh shows him how much to keep (3–6 months of essentials), how to build it on autopilot and where to park ... Read MoreRead More

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Kosh & Fin Episode 9 cover: Muhurat trading, a lucky hour? Fin thinks Diwali’s one-hour market session is a shortcut to riches.

Kosh & Fin Ep 9: Muhurat trading 2026, a lucky hour?

Muhurat trading 2026 is on Sunday 8 November, 2:20 to 3:30 PM. Kosh explains why the trades are real, why no hour guarantees a profit, and how to take part ... Read MoreRead More

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Kosh & Fin Episode 8 cover: Jio listed at +21%. Now what? Fin got one lot in the Jio IPO.

Jio Listed at +21%. Now What? Listing Gains, Tax and FOMO Explained

Jio Platforms listed at ₹1,358 vs its ₹1,119 IPO price. Kosh & Fin Ep 8 explains paper gains, 20% short-term tax, 12.5% long-term tax and why buying at listing isn't ... Read MoreRead More

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Kosh & Fin Episode 7 cover: 6 credit score myths, busted. Fin is applying for his first credit card.

Credit score myths: 6 things Fin got wrong (Kosh & Fin Ep 7)

Does checking your CIBIL score lower it? Does salary count? Kosh busts 6 credit score myths with ₹ examples, plus RBI's 2026 rule: lenders now update bureaus 4 times a ... Read MoreRead More

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Kosh & Fin Episode 6 cover: Dhanteras Gold: Coin, Jewellery or Digital?

Dhanteras Gold: Coin, Jewellery or Digital? (Kosh & Fin Ep 6)

Spending ₹50,000 on gold this Dhanteras? See how much becomes gold with jewellery, coins, digital gold and gold ETFs, plus GST, making charges and 2026 tax rules. ... Read MoreRead More

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Kosh & Fin Episode 5 cover: Diwali bonus, blow it or grow it?

Got a Diwali Bonus? A 4-Step Plan Before You Spend It (Kosh & Fin Ep 5)

Got a Diwali bonus? Clear costly card debt, build an emergency fund, invest for a goal, then enjoy the rest guilt-free. A simple 4-step plan with a ₹50,000 example. ... Read MoreRead More

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Kosh & Fin Episode 4 cover: The No-Cost EMI Trap

No-Cost EMI: Is It Really Free? The 4 Hidden Costs (Kosh & Fin Ep 4)

No-cost EMI cancels the interest, but GST, processing fees, a skipped full-payment discount and a blocked credit limit can add about 6% to your purchase. See the comic and the ... Read MoreRead More

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Jio IPO: Did You Get Shares? How IPO Allotment Really Works (Kosh & Fin Ep 3): slide 1

Jio IPO: Did You Get Shares? How IPO Allotment Really Works (Kosh & Fin Ep 3)

The Jio IPO was subscribed 22 times. Fin applied for 5 lots and thinks he’s sure to get shares. Kosh explains the retail lottery, the odds and how to check. ... Read MoreRead More

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