From 1 November 2026, direct plans are the default on fund houses' own apps and websites. Kosh & Fin explain why direct and regular are the same fund at different ... Read MoreRead More
A plain-English guide to mutual funds in India: types, SIP vs lump sum, tax, and the expense ratio that can quietly cost you ₹3.68 lakh over 15 years. ... Read MoreRead More
Fin thinks his credit card is his emergency fund. Kosh shows him how much to keep (3–6 months of essentials), how to build it on autopilot and where to park ... Read MoreRead More
Spending ₹50,000 on gold this Dhanteras? See how much becomes gold with jewellery, coins, digital gold and gold ETFs, plus GST, making charges and 2026 tax rules. ... Read MoreRead More
Got a Diwali bonus? Clear costly card debt, build an emergency fund, invest for a goal, then enjoy the rest guilt-free. A simple 4-step plan with a ₹50,000 example. ... Read MoreRead More
On 23 October 2022, India were 31/4 chasing 160 against Pakistan and won on the last ball. What that night, and the slump before it, teaches about SIPs and patience. ... Read MoreRead More
Jio Platforms’ ₹30,213 crore IPO, explained simply: what it cost to apply, how its P/E compared with Airtel and Vodafone Idea, and the pros and risks to weigh. ... Read MoreRead More
How a SIP works, rupee cost averaging, an illustrated example, fund types and how mutual fund gains are taxed. ... Read MoreRead More
FD vs PPF compared on returns, lock-in, safety and tax, with examples and who each one suits. ... Read MoreRead More
How to size an emergency fund (3 to 12 months of essential expenses), where to keep it and how to build it. ... Read MoreRead More
