Interest rates, lender changes and rules that affect your loans and EMIs.
Bajaj Finance and Tata Capital are reworking flexi loans as the RBI pushes NBFCs to offer only term loans. About ₹2 lakh crore of revolving credit is affected. What borrowers ... Read MoreRead More
SBI’s July–September 2026 profit rose 14.3% to ₹23,038 crore, helped by a one-time gain, as loans grew 18% and bad loans fell to 1.39%. Here is what the numbers mean ... Read MoreRead More
Muthoot Finance's profit rose 36% to ₹3,278 crore, but its gross bad loans jumped to 3.87% as borrowers adjust to RBI rules that need regular repayments on longer gold loans. ... Read MoreRead More
PNB has raised its MCLR by 0.10 percentage point across tenors from 1 November 2026, taking the one-year rate to 8.90%. Here is who is affected and how much EMIs ... Read MoreRead More
RBI data shows bank loans against fixed deposits rose 53.3% to ₹2.17 lakh crore and gold loans 83% to ₹5.6 lakh crore by September. Fresh loan rates eased to 8.51%. ... Read MoreRead More
AU Small Finance Bank is investigating a potential leak of vehicle loan customer data from a Salesforce-hosted platform after a hacker group's claim. The bank says its own systems are ... Read MoreRead More
Deutsche Bank expects the RBI to raise the repo rate from 5.50% to 6.25% by mid-2027 as inflation rises. Here is how a 0.75% rise could change the EMI on ... Read MoreRead More
Bad gold loans at Shriram Finance rose to 3.12% in July-September, and Bajaj Finance and Piramal Finance have flagged early stress. Here is what the numbers mean if you have ... Read MoreRead More
Kotak Mahindra Bank grew loans 25% with cleaner books, while Shriram Finance lowered its FY27 growth target to 15-17% citing a weak monsoon. What the two lenders' Q2 results mean ... Read MoreRead More
Gold has fallen about 23% from its peak. What that means for gold loans, top-up calls and auctions, why defaults elsewhere matter, and how to stay safe. ... Read MoreRead More
