Axis Bank MyZone Credit Card
Now lifetime free: an entertainment card with buy-one-get-one movie tickets, Swiggy discounts, a free SonyLIV Premium year and a quarterly lounge visit.
Rewards and cashback
| Where you spend | You earn | Limit |
|---|---|---|
| Movies on District | Buy one get one, up to ₹200 off | Once a month |
| Swiggy (₹500 or more) | ₹120 off, twice a month | – |
| Other spends | 4 EDGE points per ₹200 (about 0.4%) | – |
| Rent, wallet loads, fuel, utilities, government, insurance, education, EMI, gold | Nothing | – |
- 1 point = about ₹0.20.
- From 1 Nov 2026 the movie offer needs ₹25,000 spend in the previous 3 months.
Benefits
Welcome benefit
- SonyLIV Premium for a year on your first spend within 30 days.
Milestones
- 1,000 EDGE points on ₹1.5 lakh yearly spend.
Travel and lounges
- 1 domestic lounge visit a quarter with ₹50,000 spend in the previous 3 months.
- Cleartrip discounts on flights and hotels.
Fuel and forex
- 1% fuel surcharge waiver on ₹400 to ₹4,000, up to ₹400 a cycle.
- Forex markup 3.5%.
Fees and charges
| Joining fee | Free under Axis Bank’s current lifetime-free offer (was ₹500 + GST) |
|---|---|
| Annual fee | Lifetime free under the current offer (was ₹500 + GST a year) |
| Interest | 3.75% a month |
| Forex markup | 3.5% |
GST at 18% applies on fees. Banks change charges from time to time; the bank’s own terms are final.
Who can apply
- Age 18 to 70
You will usually need PAN, Aadhaar or address proof, and income proof (salary slips or ITR). A credit score of 750 or more improves your chances.
Pros and cons
What we like
- No joining or annual fee
- Free movie ticket every month
- Swiggy discounts
- SonyLIV welcome gift
Watch out for
- Low reward points
- Movie offer gets a spend rule from Nov 2026
- Lifetime-free is a channel offer: check the fee shown on your application
Recent changes
- Oct 2026Axis Bank now offers MyZone lifetime free, with no joining or annual fee, through select channels.
- 1 Apr 2026SonyLIV renewal replaced by 1,000 EDGE points milestone.
- 1 Nov 2026Movie offer needs ₹25,000 spend in the previous 3 months.
Frequently asked questions
Is the Axis MyZone credit card lifetime free?
Yes, under Axis Bank’s current offer there is no joining fee and no annual fee. The offer runs through select channels, so check that the application page shows the fee as nil before you apply.
How does the Axis MyZone movie offer work?
Book two tickets on District with code AXIS200 and get one free, up to ₹200 off, once a month.
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Sources: CardAdvisor. Details checked on 1 Nov 2026. For information only, not financial advice; always read the bank’s most important terms (MITC) before applying.