Groceries
RBL ShopRite Credit Card
A low-fee grocery card: about 5% back on groceries (on up to about ₹5,000 a month) and 10% off BookMyShow tickets.
Joining fee₹500 + GST
Annual fee₹500 + GST
Fee waiverOn ₹1.5 lakh spend a year
Top rewardAbout 5% on groceries
LoungeNone
Forex markup3.5%
Best for: Families who spend about ₹5,000 a month on groceries.
Rewards and cashback
| Where you spend | You earn | Limit |
|---|---|---|
| Groceries | 20 points per ₹100 (about 5%) | 1,000 points a month |
| Other spends | 1 point per ₹100 (about 0.25%) | – |
| Fuel, utilities, insurance, rent, wallet loads, education, government, EMI | Nothing | – |
- 1 point = about ₹0.25; ₹99 + GST redemption fee.
Benefits
Welcome benefit
- 2,000 points (about ₹500) on your first spend within 30 days.
Milestones
- Annual fee waived on ₹1.5 lakh spend.
Travel and lounges
- No lounge access.
Fuel and forex
- 1% fuel surcharge waiver up to ₹100 a month.
- Forex markup 3.5%.
Other perks
- 10% off BookMyShow tickets, up to ₹100 a booking, 15 times a year
- RuPay version works on UPI
Fees and charges
| Joining fee | ₹500 + GST (₹590) |
|---|---|
| Annual fee | ₹500 + GST, waived on ₹1.5 lakh yearly spend |
| Interest | 3.99% a month |
| Forex markup | 3.5% |
GST at 18% applies on fees. Banks change charges from time to time; the bank’s own terms are final.
Who can apply
- Salaried, self-employed or student
You will usually need PAN, Aadhaar or address proof, and income proof (salary slips or ITR). A credit score of 750 or more improves your chances.
Pros and cons
What we like
- 5% on groceries
- Welcome points cover the fee
- Movie discounts
Watch out for
- Grocery cap of about ₹5,000 spend a month
- Very low base rate
- Redemption fee
Recent changes
- 7 Jan 20261% fee on FASTag or toll payments above ₹10,000.
- 15 Oct 20241% fees on large fuel, utility and education payments.
Frequently asked questions
How much can I earn on groceries with RBL ShopRite?
About 5%, up to 1,000 points (about ₹250) a month.
Ready to apply for the RBL ShopRite Credit Card?Applying takes about 10 minutes online. Approval depends on the bank.
Apply nowSimilar cards
Sources: CardAdvisor. Details checked on 23 Oct 2026. For information only, not financial advice; always read the bank’s most important terms (MITC) before applying.