Rewards
Kotak League Platinum Credit Card
A low-fee Kotak card with an easy ₹50,000 fee waiver and a milestone of 10,000 points or 4 PVR tickets for every ₹1.25 lakh spent in six months.
Joining fee₹499 + GST
Annual fee₹499 + GST
Fee waiverOn ₹50,000 spend a year
Top rewardMilestone: 4 PVR tickets per ₹1.25 lakh
LoungeNone
Forex markup3.5%
Best for: Moviegoers who spend about ₹20,000 a month and want free PVR tickets.
Rewards and cashback
| Where you spend | You earn | Limit |
|---|---|---|
| Travel, airlines, electronics, department stores, and spends above ₹2 lakh a year | 8 points per ₹150 (about 0.5%) | – |
| Other spends | 4 points per ₹150 (about 0.27%) | – |
| Rent, fuel, wallet loads, education, insurance, government, gaming, railways, EMI | Nothing | – |
- Points are worth about ₹0.07 to ₹0.10 each; minimum 2,000 points to redeem.
- Most of the value comes from the half-yearly milestone.
Benefits
Welcome benefit
- About ₹500 in benefits after early spends.
Milestones
- 10,000 points or 4 PVR movie tickets for every ₹1.25 lakh spent in six months.
Travel and lounges
- No lounge access.
Fuel and forex
- 1% fuel surcharge waiver on ₹500 to ₹4,000, up to ₹3,500 a year.
- Forex markup 3.5%.
Fees and charges
| Joining fee | ₹499 + GST (₹589) |
|---|---|
| Annual fee | ₹499 + GST, waived on ₹50,000 yearly spend |
| Interest | 3.75% a month |
| Forex markup | 3.5% |
GST at 18% applies on fees. Banks change charges from time to time; the bank’s own terms are final.
Who can apply
- Age 21 to 60
- Salaried: ₹5 lakh a year
You will usually need PAN, Aadhaar or address proof, and income proof (salary slips or ITR). A credit score of 750 or more improves your chances.
Pros and cons
What we like
- Easy fee waiver
- Free movie tickets through milestones
- Low fee
Watch out for
- Very low point value
- Many categories earn nothing
- No lounges
Recent changes
- 1 Jun 2025Point cash value cut; fuel, rent, utilities and several more categories stopped earning.
Frequently asked questions
How do I get PVR tickets with Kotak League?
Spend ₹1.25 lakh in six months to get 4 PVR tickets or 10,000 points.
Ready to apply for the Kotak League Platinum Credit Card?Applying takes about 10 minutes online. Approval depends on the bank.
Apply nowSimilar cards
Sources: CardAdvisor. Details checked on 23 Oct 2026. For information only, not financial advice; always read the bank’s most important terms (MITC) before applying.