Shopping cashback
Flipkart Axis Bank Credit Card
A shopping card for Flipkart and Myntra fans: 7.5% back on Myntra, 5% on Flipkart and Cleartrip, 4% on Swiggy, and 1% on most other spends, credited to your bill.
Joining fee₹500 + GST
Annual fee₹500 + GST
Fee waiverOn ₹3.5 lakh spend a year
Top reward7.5% Myntra, 5% Flipkart
LoungeNone
Forex markup3.5%
Best for: Regular Flipkart and Myntra shoppers who spend ₹5,000 to ₹25,000 a month there.
Rewards and cashback
| Where you spend | You earn | Limit |
|---|---|---|
| Myntra | 7.5% cashback | ₹4,000 a quarter |
| Flipkart (except Flipkart Health) | 5% cashback | ₹4,000 a quarter |
| Cleartrip | 5% cashback | ₹4,000 a quarter |
| Swiggy food delivery and other preferred partners | 4% cashback | No cap stated |
| Other spends | 1% cashback | No cap |
| Utilities, rent, fuel, insurance, education, wallet loads, government, gold, gift cards, tolls | Nothing | – |
- Each of Myntra, Flipkart and Cleartrip has its own quarterly cap; unused cap does not carry over.
- No cashback on transactions under ₹100.
- Cashback is credited to your statement automatically.
Benefits
Welcome benefit
- ₹250 Flipkart voucher on your first transaction (not on cards issued free in the first year).
Milestones
- Annual fee waived on ₹3.5 lakh spend.
Travel and lounges
- No lounge access (removed on 20 Jun 2025).
Fuel and forex
- 1% fuel surcharge waiver on ₹400 to ₹4,000 transactions, up to ₹400 a cycle.
- Forex markup 3.5%. Currency conversion fee on rupee payments abroad is 3.5% + GST from 28 Aug 2026.
Fees and charges
| Joining fee | ₹500 + GST (₹590) |
|---|---|
| Annual fee | ₹500 + GST, waived on ₹3.5 lakh yearly spend |
| Interest | 3.75% a month |
| Forex markup | 3.5% |
| Late fee | ₹1,200 (dues ₹10,001 to ₹50,000), ₹1,300 above ₹50,000 |
GST at 18% applies on fees. Banks change charges from time to time; the bank’s own terms are final.
Who can apply
- Age 18 to 70
- Salaried, self-employed or student; Axis Bank decides income case by case
You will usually need PAN, Aadhaar or address proof, and income proof (salary slips or ITR). A credit score of 750 or more improves your chances.
Pros and cons
What we like
- 7.5% on Myntra is the best fashion cashback around
- Separate caps for Myntra, Flipkart and Cleartrip
- Cashback goes straight to your bill
Watch out for
- 5% is no longer unlimited (₹4,000 a quarter per brand)
- Lounge access removed
- High ₹3.5 lakh fee waiver target
Recent changes
- 28 Aug 2026Tolls stop earning; currency conversion fee raised to 3.5% + GST; new ₹1,300 late fee slab.
- 20 Jun 2025Flipkart and Cleartrip capped at ₹4,000 a quarter each; Myntra raised to 7.5%; lounge access removed.
Frequently asked questions
Is there a limit on Flipkart Axis cashback?
Yes. Since June 2025, Flipkart, Myntra and Cleartrip are each capped at ₹4,000 cashback a quarter.
Does the Flipkart Axis card give lounge access?
No. Complimentary lounge access was discontinued on 20 June 2025.
Ready to apply for the Flipkart Axis Bank Credit Card?Applying takes about 10 minutes online. Approval depends on the bank.
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Sources: CardAdvisor. Details checked on 22 Oct 2026. For information only, not financial advice; always read the bank’s most important terms (MITC) before applying.