Savings Accounts
Open a zero-paperwork savings account online in a few minutes. Compare the interest rate and how much you need to add to get started.
Disclosure: Koshfin is reader-supported. If you open an account through our links, we may earn a commission at no extra cost to you. Interest rates and terms change often, so check the bank’s current terms before you apply.
Kotak Mahindra Bank
Kotak811 Super Savings Account
- Benefit
- Earn about 3.25% a year on your balance, with full banking: transfers, bill payments, FDs and RDs, and UPI
- Eligibility
- Age 18 to 60 · Indian resident with PAN and Aadhaar
- To start
- Add ₹10,000 or more
Kotak Mahindra Bank
Kotak811 Classic Savings Account
- Benefit
- Earn up to 2.5% a year on your balance, with a 100% digital account opening and UPI
- Eligibility
- Age 18 to 60 · Indian resident with PAN and Aadhaar
- To start
- Add ₹2,000 or more
Interest rates are as listed by the bank and can change. Savings account interest is taxable, but up to ₹10,000 a year is exempt under section 80TTA in the old tax regime.