Cashback
RBL Cookies Credit Card
A cashback card with 10% back on Zomato, Myntra and Uber (₹300 each a month), a ₹1,000 welcome voucher and voucher milestones.
Joining feeFree
Annual fee₹100 a month (waived in months after ₹5,000 spend)
Fee waiverMonthly fee waived on ₹5,000 spend
Top reward10% on Zomato, Myntra, Uber
LoungeNone
Forex markup3.5%
Best for: People who use Zomato, Myntra and Uber every month and spend over ₹5,000.
Rewards and cashback
| Where you spend | You earn | Limit |
|---|---|---|
| Zomato, Myntra and Uber | 10% cashback | ₹300 a month each |
| Online shopping | 5X points (about 1.25%) | – |
| Other spends | 1 point per ₹100 (about 0.25%) | – |
| Fuel, utilities, wallet loads, rent, insurance, education, government, EMI | Nothing | – |
- ₹99 redemption fee for points.
Benefits
Welcome benefit
- ₹1,000 voucher (Amazon, Flipkart, Myntra, Croma or Shoppers Stop) on your first spend within 30 days.
Milestones
- ₹1,000 voucher at ₹2 lakh and ₹5,000 voucher at ₹5 lakh yearly spend.
Travel and lounges
- No lounge access.
Fuel and forex
- 1% fuel surcharge waiver on ₹500 to ₹4,000, up to ₹150 a month.
- Forex markup 3.5%.
Other perks
- 10% off BookMyShow tickets, up to ₹300 once a month
Fees and charges
| Joining fee | Free |
|---|---|
| Annual fee | ₹100 + GST a month, waived if you spent ₹5,000 the month before (RBL also lists ₹1,200 + GST a year; confirm when applying) |
| Interest | 3.99% a month |
| Forex markup | 3.5% |
GST at 18% applies on fees. Banks change charges from time to time; the bank’s own terms are final.
Who can apply
- Salaried or self-employed with income proof
You will usually need PAN, Aadhaar or address proof, and income proof (salary slips or ITR). A credit score of 750 or more improves your chances.
Pros and cons
What we like
- 10% on Zomato, Myntra and Uber
- Good welcome voucher
- Voucher milestones
Watch out for
- Monthly fee if you spend under ₹5,000
- Low base rate
- No lounges
Recent changes
- 7 Jan 20261% fee on FASTag or toll payments above ₹10,000.
- 15 Oct 2024More categories stopped earning points.
Frequently asked questions
How much cashback can I get on RBL Cookies?
Up to ₹900 a month: ₹300 each on Zomato, Myntra and Uber.
Ready to apply for the RBL Cookies Credit Card?Applying takes about 10 minutes online. Approval depends on the bank.
Apply nowSimilar cards
Sources: CardAdvisor. Details checked on 23 Oct 2026. For information only, not financial advice; always read the bank’s most important terms (MITC) before applying.