Credit Card Finder

Tell us a little about yourself and what you spend each month. We estimate the yearly rewards on each card and suggest the best 2 or 3 to carry together, because no single card is best at everything.

How we rank: only by the estimated yearly value to you (rewards minus fees). Commission plays no part in the order. Nothing you enter is saved or sent anywhere; the calculation runs in your browser.

1. About you

How do you earn?

Salaried Self-employed

Monthly salary (gross)Before tax, as on your payslip

Your age

Your credit (CIBIL) score Don’t know it? Check it for free.

I already hold a credit card (6+ months old) with a limit of ₹50,000 or more I’m open to a card backed by a fixed deposit (FD)

2. Your monthly spending

Roughly what you spend each month in each area, in rupees. Leave blank for zero. Don’t include rent, wallet top-ups, government payments or EMIs, as most cards give no rewards on those.

Food deliverySwiggy, Zomato

Dining outRestaurants and cafes

Groceries and quick commerceBlinkit, Zepto, Instamart, BigBasket, supermarkets

Amazon

Flipkart and Myntra

Other online shoppingAjio, Nykaa, Tata CLiQ, electronics

Movies and entertainmentBookMyShow, PVR, OTT

Flights, hotels, cabs and busesTravel other than trains

Train ticketsIRCTC and rail bookings

FuelPetrol and diesel

Bills and utilitiesElectricity, mobile, broadband, DTH, insurance

International spendsForeign websites and overseas trips

Everything elseOffline shopping, medical, school fees, UPI scans

Total monthly spend: ₹0

3. Your preferences

Cards you’re happy to carry

How do you want your rewards?

Domestic lounge visits a year

International lounge visits a year

Cards you already have (optional)

Only cards with no annual fee I’ll spend enough for fee waivers Sale-day bank offers matter

Please note: Results are estimates for education, not financial advice or an approval. Reward rates, caps, fees and eligibility change often, and each bank decides who it approves. Check the latest terms on the bank’s site before applying. Some links are affiliate links; we may earn a commission at no extra cost to you.